What is Whatsapp Upi payments and How to set-up in my phone

What is Whatsapp UPI payments and How to set-up in your phone


Hello Friends, Today we will talk about the WhatsApp UPI Payments feature and learn how you can use the WhatsApp UPI based payments feature and how are the WhatsApp UPI payments feature different from another UPI app?


WhatsApp is such an app that changed the world. Today there will hardly be a Smartphone user whose mobile should not have WhatsApp. Today there are more than 1.2 billion (1 billion) users worldwide, and the biggest number of WhatsApp users is that of the largest number of (200 million) Indian users.


Because of the growing popularity of WhatsApp, it is adding great features to every new update and added a new feature such as WhatsApp UPI payments feature.


As I mentioned above, most users of WhatsApp have from India so UPI payments feature has just been released for Indian users and now this feature is only available in beta version and it will be updated on the play store soon.


After that, as soon as you update your WhatsApp, the payment feature will start showing in your WhatsApp settings and then clicking on the Payments option will require you to setup the UPI payments feature after which you can send a payment to any friends.


What is the WhatsApp UPI Payments Feature?

Before using the WhatsApp UPI payment feature, it is very important to know What is UPI and How to Use UPI Payments Apps, I have posted a lot about the UPI, which you can click on the link and read. But I will tell you in the basic information of UPI here.


The UPI full form is Unified Payment Interface and as you can understand from the UPI full form, UPI is not a payment application but it is such a payment interface or I should say that there is a payment system for any bank or company can use to pay.


National Payments Corporation of India (NPCI) introduced Unified Payment Interface (UPI) to make electronic payment system much easier and more good in India, and UPI has been one of the best payment interfaces in India.


Therefore, all private companies or banks are adding the UPI payment system to their payment apps, so that they can keep their payment apps updated with latest payment technology.


According to the list given by NPCI site, 66 banks started using UPI service. Some banks have added UPI payment system in their old payment app, and some banks have their new app has launched.


With the help of WhatsApp UPI payment feature, you can easily transfer money from your bank account to your friends’ bank account through your WhatsApp, without knowing its bank details.


How to Add WhatsApp UPI Payments Feature to WhatsApp?

To add the WhatsApp UPI payments feature to your WhatsApp, first update your WhatsApp. After updating WhatsApp, open any of your friend’s chat and click on the attachment icon.


In addition to the document, gallery, audio etc. in the Attachment option, you can also show the payment option and if you are not showing the payment then let’s know how you can add the WhatsApp UPI payments feature to your WhatsApp.


For this, first of all, you need to contact a friend who has the WhatsApp UPI payments feature available and if the friend tries to transfer money from your WhatsApp payment feature, then you will receive notification of setting up WhatsApp UPI feature on your WhatsApp.


Now as soon as you okay that notification, WhatsApp payments feature will be added in your WhatsApp and then you have to setup the WhatsApp UPI payments feature. Let’s learn how you can setup and use the WhatsApp UPI payment feature.


How to Use WhatsApp UPI Payments Feature?

As I mentioned above, WhatsApp payments are currently in beta phase so this feature is not yet available for all users but it will be available very soon.


Let’s learn how you can Setup a UPI Payments feature on WhatsApp and how you can transfer money to your friends with the help of the WhatsApp UPI payments feature.


Step 1: As soon as the WhatsApp UPI payments feature will be updated in your WhatsApp app, you will get the Payments option where you have to open WhatsApp settings. You have to click on that Payments option.


Step 2: Now you have to verify your own WhatsApp number. In this verification, it will be checked that these numbers are registered with which of your bank accounts and for this verification your mobile will automatically send an SMS which will be charged Rs 1.50 / -.


Step 3: Now the bank list will show up in front of you. Here you have to select the bank that has your bank account and the number of WhatsApp is registered with that bank account.


WhatsApp UPI Payments process step 1


Step 4: Once you click on the bank, the setup of your WhatsApp UPI payments will be completed in a few seconds and then you have to tap the Done button.


Step 5: Now the WhatsApp Payments page will open in front of you where the WhatsApp payment feature will connect to the bank account show. You can also connect more bank accounts by tapping Add new account option and also check your payment history on this page.


Step 6: Now open the chat with any friend you want to transfer to the help of the WhatsApp payments feature, then tap on the attachment icon and tap on the Payment option.


Last Step: Now enter the amount you want to transfer to your friend and then enter your UPI PIN and confirm the payment. Once the UPI pin is confirmed, that amount will be directly transferred from your bank account to your friend’s bank account.


WhatsApp UPI Payments process step 2


I hope you have liked this WhatsApp UPI Payments feature and how to use it. If you have any questions or suggestions related to this post, then comment below and share this post with your friends.


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